Leadership Team

ajay_gupta Managing Director & CEO
Mr. Hardayal Prasad is a seasoned banker with experience in banking, international operations and credit card industry. He holds Master’s Degree in Chemistry and is a Certified Associate of Indian Institute of Bankers. Mr. Prasad has been part of State Bank of India, India`s oldest and largest banking group, for over three decades and has handled several assignments for the bank in various locations in India and abroad. Over the years, he has held multiple leadership positions at State Bank of India including Chief General Manager, LHO Hyderabad; General Manager, LHO Mumbai and Vice President (Trade & Systems), Los Angeles Agency USA among others.
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He was the Managing Director & Chief Executive Officer of SBI Cards. While at SBI Cards he merged the two credit card entities and then came out with its IPO. He also spearheaded the transformational journey and repositioned SBI Cards, a pure play Credit Card Company, with leadership position in the market.

He was awarded the ‘Economic Times Most Promising Business Leaders of Asia, 2019-20’ award as part of the Economic Times Asian Business Leaders conclave, 2019, for demonstrating exemplary leadership qualities.
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nitant_desai Chief Centralised Operation and Technology Officer
Mr. Nitant Desai  is an astute professional with more than 35 years of varied and relevant experience in retail finance with leading banks and financial institutions in India and the Middle East. He has vast knowledge in operations management, client servicing, quality & compliance and business process re-engineering.
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Prior to PNB Housing, he has worked with reputed organisations like HDFC Life Insurance Co. Ltd., Union National Bank – Abu Dhabi, ICICI Bank Ltd., GE Countrywide, TATA Finance Ltd. and HDFC Ltd.
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Mr. Kapish Jain Chief Financial Officer
Mr. Kapish Jain is a business focused solution oriented finance professional with more than 22 years of experience in the BFSI sector. With strong analytical mind he holds rich experience across all facets of finance i.e. Treasury, Business planning & MIS, Accounts, Audit, Secretarial and Compliance. He is a qualified Rank holder Chartered Accountant, Company Secretary and Cost Accountant.
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Previously, he was Chief Financial Officer and Principal Officer at Xander Finance. Prior to Xander, he has held various assignments with leading finance organizations and banks like Au Small Finance Bank, ICICI Prudential Life Insurance, Deutsche Bank and so on.
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sanjay_jain Company Secretary & Head Compliance
Mr. Sanjay Jain is a professional with more than 31 years of experience as Company Secretary, in Corporate finance, Treasury, Regulatory compliances, Legal issues and Internal audit. He has held various positions in PNB Housing in last two decades. He is a fellow member of Institute of Companies Secretaries of India and Bachelor of Law from University of Delhi.
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Prior to joining PNB Housing, he has worked for seven years with a leading construction Group.
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