Leadership Team

ajay_gupta Managing Director & CEO
Mr. Hardayal Prasad is a seasoned banker with experience in banking, international operations and credit card industry. He holds Master’s Degree in Chemistry and is a Certified Associate of Indian Institute of Bankers. Mr. Prasad has been part of State Bank of India, India`s oldest and largest banking group, for over three decades and has handled several assignments for the bank in various locations in India and abroad. Over the years, he has held multiple leadership positions at State Bank of India including Chief General Manager, LHO Hyderabad; General Manager, LHO Mumbai and Vice President (Trade & Systems), Los Angeles Agency USA among others.
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He was the Managing Director & Chief Executive Officer of SBI Cards. While at SBI Cards he merged the two credit card entities and then came out with its IPO. He also spearheaded the transformational journey and repositioned SBI Cards, a pure play Credit Card Company, with leadership position in the market.

He was awarded the ‘Economic Times Most Promising Business Leaders of Asia, 2019-20’ award as part of the Economic Times Asian Business Leaders conclave, 2019, for demonstrating exemplary leadership qualities.
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sanjay_jain Company Secretary & Head Compliance
Mr. Sanjay Jain is a professional with more than 31 years of experience as Company Secretary, in Corporate finance, Treasury, Regulatory compliances, Legal issues and Internal audit. He has held various positions in PNB Housing in last two decades. He is a fellow member of Institute of Companies Secretaries of India and Bachelor of Law from University of Delhi.
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Prior to joining PNB Housing, he has worked for seven years with a leading construction Group.
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sanjay_jain Chief Technology Officer
Anubhav Rajput brings with him 22 years of experience in designing technology-led organisations with scaled-up operations and achieving a competitive edge through a tech-driven approach. As a key member of PNB Housing’s leadership team, Anubhav spearheads the company’s technology and digital transformation mandate

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Anubhav leads the core technology operations, platforms, applications, new digital initiatives, cloud, analytics and IT operating models, thereby ensuring that PNB Housing Finance adopts contemporary technology paradigms. As Chief Technology Officer, he is responsible for strengthening the fintech ecosystem and creating a sustainable roadmap for business growth. He has a proven track record in designing and developing innovative technological systems. His expertise in the field of IT adds significant value towards the product offerings and future digital initiatives of the organization.

Anubhav has extensive experience in leading organisations through their digital journey and creating value for business enterprise. Prior to the current role, Anubhav was working as the CIO and head of digital and operations for Cholamandalam MS General Insurance and prior to that he has worked for organizations like Niva Bupa Health Insurance, IBM India, Tata Communications and AT&T (Lucent) in various leadership capacities.

Anubhav has a Master’s in Business Administration from S.P. Jain Institute of Management and Research, and a degree in Computer Engineering.
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sanjay_jain Chief Transformation Officer
Anujai Saxena, Chief Transformation Officer at PNB Housing Finance Limited is a seasoned professional with more than 18 years of rich experience in managing some of the most complex business strategy and transformation agenda in leading establishments in India.

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He has a proven track record in the areas of Business Strategy, Digital Transformation, Program Management, Lean Six Sigma and Product Management across diverse financial services businesses. He has resolutely driven organizations forward by handling various challenging business cycles, delivering exemplary results and writing some extraordinary turnaround stories of intricate businesses.

Anujai plays a crucial role within PNB Housing Finance leadership team in driving the organization’s Business Transformation journey. With a deeper understanding of how various cross-functional teams contribute to the business, he has been effective in envisaging a performance led pathway to growth for the organization.

Prior to joining PNB Housing Finance, Anujai was associated with prominent Mortgage, Consumer Finance and Fintech organizations including Pine Labs, SBI Cards, GE Capital, ICICI Bank and HDFC Ltd in various leadership roles. He completed his Master’s degree in Business Administration from SVKM’s Narsee Monjee Institute of Management Studies.

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Amit Singh Chief People Officer
Mr. Amit Singh Chief People Officer at PNB Housing Finance Limited, is a seasoned HR professional who brings in 18 years of rich and diverse experience in building performance-led, competitive teams for the successful functioning of fast-growing organizations. Amit has diverse expertise across businesses like Asset Management, Investment Banking, Securities, Wholesale Banking, Project Finance, Risk, Private Equity, Shared Services and Information Technology in his elaborated career so far. He is known for his extensive experience in leading HR transformation journeys and creating value for Business enterprises.

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Amit plays a crucial role within PNB Housing Finance leadership team in supporting the organization’s growth and managing People strategy for the Company. He leads the HR function, which includes learning & development, talent acquisition, developing people-centric organizational development priorities including, talent management & development, coaching, capability building, performance & reward strategy, HR digital strategy and sustaining an inclusive work culture for business growth. Amit is also spearheading the CSR initiatives for the company and forwarding its agenda of nation building.

Prior to joining PNB Housing Finance, Amit was associated with prominent financial institutions, including SBI Mutual Fund where he led the HR department and IDFC Bank, where he was Director & Business HR Head. Amit also served stints at leading companies such as TCS and Blue Star InfoTech. Amit holds an MBA degree in Human Resource from ICFAI Business School, Mumbai.

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Pankaj Jain Chief Sales Officer – Retail
Mr. Pankaj Jain, in a career spanning nearly three decades, has built and scaled up retail mortgage businesses in various geographies across India. Pankaj is a seasoned Mortgage Professional with expertise in several domains across Home Loans and LAP products.
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A Professional who systematically & proactively plans and organises the tasks and processes at all times, Pankaj brings with him immense knowledge in successfully leading teams across verticals such as business development, sales management, branch operations efficiencies, portfolio management, developing sales and distribution through in-house channel and open market channel. His profound skills and hunger to deliver have helped organizations achieve goals effectively. His ability to anticipate issues & deploy resources appropriately has increased competency, productivity & service orientation.

Prior to joining PNB Housing Finance, Pankaj has worked with ICICI Bank for over 8 years and Reliance Capita for 5 years. With his zeal, passion and highly focused approach, he has propelled PNB Housing into the top league of housing finance companies and is credited with establishing a strong portfolio of products and processes for the company.

Pankaj and has done Diploma course in Business Administration from Welingkar University Mumbai.

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sanjay_jain Chief Credit & Collections Officer
Mr. Jatul Anand is a seasoned Credit Risk specialist with over 20 years of experience in retail banking, credit underwriting and policy formulation, risk management, and collections. A banking professional with flair for mortgages and real estate lending, he exhibits excellence in defining and owning the end-to-end strategy and execution for lending business. Passionate about delivering trainings and nurturing talent, he is a strong believer that human capability development is one of the biggest business imperative for any organisation.

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Jatul, has been associated with PNB Housing Finance for over 9 years now, leading teams across various geographies and functions. Currently, he spearheads the credit underwriting and collections for retail business and has played a decisive role within PNB Housing’s leadership team in streamlining and improving existing processes, envisioning new methodologies, future trends and driving development. His capabilities to support and sustain a positive work environment that fosters team performance and relationship enhancement with clients has been pivotal in organization’s growth strategies.

Prior to joining PNB Housing Finance, Jatul was associated with leading banking institutions such as Standard Chartered and ICICI Bank. Jatul Anand is a Chartered Accountant, CAIIB and has graduated from Delhi University.

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