Current Opeing

Area Credit Manager

Position title : Area Credit Manager
Function : Risk Management
Grade : Manager-II/ Sr. Manager – I
Location : Noida
Qualification: CA / Post Graduate in Finance
Experience: 4 – 8 years
Responsibility:
  • Oversee the under writing of the loans in the Hub region.
  • Evolve underwriting norms customized to the local market needs and update the U/W bulletins.
  • Work closely with the S & D team & support on offering innovative product offerings.
  • Liaison with the Underwriting Head at the HO and creates templates.
  • Review the underwriting process at Hub level.
  • Decision on IHLs cases based on PNB Housing policies, processes and merits of the case.
  • Approve projects in the hub region.
  • Forward request beyond the statutory limit to the HO.
  • Work closely with the CGM risk on builder financing approval related issues.
  • Manage external agents involved in the verification process.
  • Co-ordinate with the recoveries team and generate business insights.
  • Responsible for technical evaluation of properties in the hub region.
  • Formulate technical evaluation processes and policies in the hub region.
  • Manage the technical evaluation process across the organization.
  • Manage the legal evaluation process in the Hub region.
  • Responsible for fraud management and risk mitigation activities
Competencies:
  • High energy professional.
  • Technical & functional expertise.
  • Strong analytical skills and rich experience conceptualising financial strategy.
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