Credit Appraiser-Corporate Finance

CA/MBA (finance)

Responsibility:

2.       Conduct Site Visits and client meetings to discuss/ assess the details for appraisal of needs and risk factors. Conduct Client’s and property/ Project due diligence.

3.       Facilitate documents collection from the clients and scrutinize as per requirements of Credit/ Legal/ Technical aspects.

4.       Draft comprehensive process note with detailed assessment of cash flow/ financial analysis/ project feasibility. To ensure improvement in credit terms (including transaction structure, security structure and monitoring covenants) to make it more credit worthy.

5.       Post-sanction compliance and process execution for disbursement.

6.       Portfolio monitoring/ review: The role involves obtaining and assessing updated financials/ rating/ other credit related information and reviewing portfolio accounts on a regular basis to identify systemic and specific risks and suggesting actions to mitigate these risks as and when identified.

7.       Maintaining Customer Relationship: on continuous basis and resolving customer queries in a timely manner. Overall objective to ensure that the asset quality of the portfolio is maintained.

8.       Audit Compliances: attending to audit queries and resolving to ensure early closure.