Reward for Loan Referral :-

When your referred customer takes disbursement from PNB Housing, you (existing customer) becomes eligible for reward as per the grid mentioned below.

Loan Amount availed by referralReward Amount – Gift Voucher
Up To 25 Lakhs ( Referral scheme is applicable on minimum INR 10 lakhs loan amount )INR 2500/-
>25 to 75 LakhsINR 5000/-
>75 LakhsINR 10,000/-

 

Reward for Fixed Deposit Referral :-

When your referred customer takes fixed deposit from PNB Housing, you (existing customer) becomes eligible for reward as per the grid mentioned below.

Loan Amount availed by referralReward Amount – Gift Voucher
Up To 5 lakhs ( Referral scheme is applicable on minimum INR 50,000 Fixed deposit amount )0.1% of Fixed deposit amount
> INR 5 Lakhs0.15% of Fixed deposit amount (Up to INR 10,000/-)

For Example :-
Let’s suppose your referral book a fixed deposit worth INR 5,00,000/- with PNB Housing , You’ll receive a gift voucher worth INR 500. Similarly, for a fixed deposit referral worth INR 50 lakhs, you’ll receive a gift voucher worth INR 5000
 

Terms & Conditions

    For Loan Referrals

  • The referral scheme would be applicable on Loan amount referral of INR 10 Lakhs & above.
  • Referral has to take at least 1 disbursement within 3 months from the date of referral received from the existing customer, else offer shall stand cancelled.
  • Gift Voucher shall be released within 60 days of disbursement to the referral, irrespective of whether the disbursement is part or full.
  • For Fixed Deposit Referrals

  • The referral scheme would be applicable on fixed deposit amount referral of INR 50,000/- & above.
  • Referral has to book fixed deposit within 2 months from the date of referral received from the existing customer, else offer shall stand cancelled.
  • Other General Terms & Conditions

  • Gift Voucher would be based on Loan amount/ Fixed deposit amount availed by the referral.
  • Gift Voucher shall be released within 60 days of fixed deposit booked by the referral.
  • If the same customer is referred by more than one referral or PNB housing associate/ connector, the first one to make the referral will be entitled for the incentive. In the event of dispute, PNB housing shall reserve the right to decide.
  • Application under process with PNB Housing on or before the reference received from customer shall not be eligible for any benefits in this program.
  • All loans & deposits shall be at the sole discretion of PNB Housing finance ltd.
  • No reward shall be applicable for referring Self or Spouse.
  • Loan A/C / Fixed deposit account number is mandatory for payment for the reward.
  • All payments will be subject to Service tax and other laws applicable at the time of making the payment & calculations.

Terms & Conditions