Growth in Focus

Resilient | Robust | Responsible

Well-rounded growth is an outcome of striking the delicate balance among resilience, robustness and responsibility and never losing sight of our raison d’être.

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99

Branches

`65,977 CRORE

Asset under management

2.50 LAKH

Active loan customer base

1,425

Employees

As on 31st March 2022

PERFORMANCE TRENDS

Demonstrating
resilience

While the volatile and often disruptive external environment created continuous challenges, our transformative measures and people helped us demonstrate tenacity and perform through unforeseen business cycles.

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PRESENCE

Reaching our key
markets

At PNB Housing Finance, we believe in staying closer to our customers. We have focused on building our strategic physical presence across the country to address their growing needs. Our 99 branches are present in 67 unique cities and towns across the country, fulfilling the requirement of our millions of customers.

Further, we have identified specific geographies to expand our Unnati segment through dedicated branches. During the year, we started 24 new locations dedicated to Unnati.

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MANAGING DIRECTOR'S MESSAGE

Advancing
with resilience

Since our inception, PNB Housing Finance has helped millions of Indians in realising their aspiration of owning a home. With India soon to celebrate 75 years of Independence, we renew our commitment towards the ‘Housing for All' vision and are well positioned to catalytic growth in the real estate sector. At PNB Housing Finance, we are committed to India’s growth story

Hardayal Prasad

Managing Director and CEO

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EXTERNAL ENVIRONMENT

Favourable
tailwinds

After the initial disruptions caused by the pandemic, the housing sector in the country recovered gradually, driven by lower mortgage rates, favourable sops provided by various state governments and continuous push by the central government towards the affordable housing sector. Despite the new waves of the pandemic, the fundamentals of the sector remain strong.

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  • Human Resource
  • Corporate Social Responsibility
  • Governance

HUMAN RESOURCE

Building future-ready
human capital

Our people are critical to our progress on our strategic objectives and attempts to serve our customers better.

4 YEARS

Average tenor of employees in the organisation

845

Number of training programmes conducted

16.15

Average training hours per employee

16%

Share of women in workforce

CORPORATE SOCIAL RESPONSIBILITY

Progress that takes
everyone along

At PNB Housing Finance, we believe in driving action towards the sustainable development of communities around us.

`23.22 CRORE

CSR spend in FY22

3.5 LAKH

CSR beneficiaries in FY22

17,000

Children were given education and skill development opportunities

10,000

Construction workers impacted through two welfare schemes

GOVERNANCE

Integrity and
prudence at the core

As one of India’s leading housing finance companies, we acknowledge our responsibility to set the right example in the industry as a transparent and pragmatic enterprise.

60 YEARS

Average age of Board members

3 YEARS

Average tenure of Board members

30+ YEARS

Average experience of Board members