KEY PERFORMANCE INDICATORS

Stronger every year

Loan disbursement* (` crore)
11,246
14,965
17,583
21,972
26,548
FY22FY23FY24FY25FY26
Assets under management (` crore)
65,977
66,617
71,243
80,397
90,921
FY22FY23FY24FY25FY26
Retail loan asset (` crore)
50,520
55,471
63,306
74,802
86,946
FY22FY23FY24FY25FY26
Loan asset** (` crore)
56,889
59,273
65,358
75,765
87,347
FY22FY23FY24FY25FY26
Deposit outstanding (` crore)
17,807
17,248
17,798
17,642
18,055
FY22FY23FY24FY25FY26
Total revenue (` crore)
6,201
6,530
7,057
7,692
8,505
FY22FY23FY24FY25FY26
Pre-provision operating profit (` crore)
1,600
2,052
2,125
2,327
2,584
FY22FY23FY24FY25FY26
Profit after tax (` crore)
836
1,046
1,508
1,936
2,291
FY22FY23FY24FY25FY26
Gross non-performing assets#^ (%)
8.13
3.83
1.50
1.08
0.93
FY22FY23FY24FY25FY26
Gross interest margin (%)
3.16
4.06
4.02
4.11
4.04
FY22FY23FY24FY25FY26
OPEX to ATA (%)
0.68
0.81
0.93
1.05
1.05
FY22FY23FY24FY25FY26
Return on asset (%)
1.24
1.61
2.20
2.55
2.66
FY22FY23FY24FY25FY26
Gearing^ (times)
5.37
4.87
3.68
3.70
3.70
FY22FY23FY24FY25FY26
Return on equity (%)
8.92
9.98
10.90
12.19
12.73
FY22FY23FY24FY25FY26
CRAR^ (%)
23.40
24.43
29.26
29.38
27.26
FY22FY23FY24FY25FY26
Number of loan and deposit accounts per employee^ (Average)
340
292
258
252
237
FY22FY23FY24FY25FY26
Earnings per share (`)
49.64
53.21
58.37
74.52
88.01
FY22FY23FY24FY25FY26
Book value per share (`)
586
652
577
649
738
FY22FY23FY24FY25FY26

*Retail segment contributed to 98.74% of the total loan disbursement in FY26, whereas corporate segment contributed to 1.26%

**Retail segment contributed to 99.5% of the total loan asset in FY26, whereas corporate segment contributed to 0.5%

#Principal outstanding, including principle overdue

^Indicates data as on 31st March 2026