PNB Housing loan

Home Loan in Delhi

A potpourri of culture, religion, art, and cuisine, Delhi is an exciting city to live in. Further, its fast pace of growth, excellent infrastructure, and dominance in education, healthcare, and commerce, make Delhi an attractive city for home buyers.

Whether you want to buy a home in Lajpat Nagar, Defence Colony, or Rohini, PNB Housing offers easy home loans to help you achieve this dream. With attractive home loan interest rates in Delhi. You can get a home loan in Delhi-NCR now, starting at 8.25%* p.a. for salaried & 8.60%* for self-employed applicants..

Features And Benefits of Home Loan

  • Loans For Everything: PNB Housing provides seamless and quick loans for everything, from home purchase to renovation, construction, and extension
  • Attractive Interest Rates: Our interest rates start at as low as 8.25%* p.a. for salaried & self-employed applicants.
  • Easy Finance: PNB Housing sanctions loan up to 90% of house value with a tenure extending to 30 years.
  • Hassle-Free Experience: Our personalized doorstep services and post-disbursement services ensure a smooth home buying experience

Eligibility Criteria for Home Loan in Delhi

You can avail home loan in Delhi by fulfilling these simple home loan eligibility criteria:

Age Limit Applicants should be 21 years or above at the time of applying for a home loan. Age should not exceed 70 years at the time of home loan maturity.
Monthly Salary/Income INR 15,000 and above
Required CIBIL Score Minimum 611
Work Experience for Salaried Individuals 3+ years
Business Continuity for Self-Employed 3+ years

Not sure of your eligibility amount? Use our home loan eligibility calculator to get the approximate figure.

Documents Required for Home Loans in Delhi

To apply for a home loan in Delhi, you require the following home loan documents:

For Salaried Employees For Self-Employed/Professionals
Compulsory Documents such as Loan Application Form Compulsory Documents like Loan Application Form
Age Proof Age Proof
Residence Proof Residence Proof
Education Qualifications Education Qualifications
Income Proof which includes salary slips of last 3 months, Form 16 for last 2 years and latest 6 months bank statement Income Proof pertaining to business and ITR, such as proof of business existence, last 3 years income tax returns, accountant-certified balance sheets, and last 12 months bank account statement
Other Documents related to the property such as title, approved plan, etc. Other Documents such as property title, approved plan, etc.

Determine the optimum EMI for your loan using our home loan EMI calculator. It will help you decide on your loan amount and tenure.

How to Apply for A Home Loan in Delhi 

Online 

Applying for a home loan with PNB Housing is very simple. Just follow these simple steps:

  1. Step 1: Visit PNB Housing’s “Apply Loan” page.
  2. Step 2: Enter your name (Please use the government-recognized name)
  3. Step 3: Share your mobile number for the PNB Housing representative to contact you
  4. Step 4: Click on the options and select your loan amount range needed
  5. Step 5: Submit your email address, where you want to get detailed information on PNB Housing Home Loans
  6. Step 6: Select your current location from the options for better reachability from PNB Housing’s end
  7. Step 7: Click on the box that affirms you have submitted legit details and want to receive notifications about the same before pressing the “Submit” button.

Offline

If you’re not comfortable applying online, you can visit the below-mentioned address and meet our Home loan specialists. You can discuss your requirements with them and submit documents for further loan application processing.

PNB Housing Home Loan Branches in Delhi

New Delhi (Barakhamba Road)

8th Floor DCM Building 16, Barakhamba Road, C P New Delhi – 110001

Landmark: Near Barakhamba Metro station

Phone No: 011-23357170, 23351992, 23357174, 23311733

New Delhi (Janakpuri)

H. No. 36, Ground Floor Block B -1, Janakpuri East Metro Station, New Delhi- 110058,

Landmark: Near Janakpuri East metro station

Phone No: 011-25546073, 74, 75

* T&C Apply, Rate of interest are subject to change at the sole discretion of PNB Housing.

Instant Loan in 3 Minutes – Apply Now CHECK HOME LOAN ELIGIBILITY

9th Floor, Antriksh Bhavan,
22 Kasturba Gandhi Marg,
Near Connaught Place,
New Delhi 110001.