PNB Housing loan

Home Loan in Mumbai

Mumbai, a buzzing metropolis with the headquarters of many financial institutions, is a residential and commercial hotspot. is a residential and commercial hotspot. It is also known as the ‘City of Dreams.’ The Gateway of India, Nariman Point, and Shri Siddhivinayak temple are some prominent tourist places in Mumbai.

However, Mumbai is also one of the costliest cities in the world. And since the rental rates are quite high in Mumbai, people prefer investing in apartments and houses. Home loans in Mumbai make it easy to fulfill their dream of owning a house.  

PNB Housing Finance is a reputed financial institution offering home loans with attractive interest rates and terms. You can get a home loan in Mumbai now, starting at as low as 8.75%* per annum for salaried & 8.80%* s self-employed individuals.

Features and Benefits of PNB Housing Home Loans in Mumbai

  • Affordable EMI: Starting from 8.75% p.a., the EMI of a housing loan in Mumbai is convenient.
  • Multiple Purposes: You can use a home loan to construct, purchase, renovate, or for an extension
  • Extended Term: With a loan repayment term of up to thirty years, and the lowest interest rates for home loans in Mumbai, you can maximize your savings.

Eligibility Criteria for a Home Loan in Mumbai

A home loan eligibility calculator helps you to understand if you meet the eligibility conditions. 

  • The age limit for applying for a home loan is 21 and the applicant’s age at the time of maturity should not be more than 70 years.
  • For salaried professionals, the minimum monthly income must be above INR 15,000.
  • A salaried or self-employed applicant must have an experience of three (3) years to be eligible to apply for home loans in Mumbai.
  • The applicant’s credit score must be above 611 to get the best home loan rates in Mumbai.

Documents Required for Home Loan

To avail of a home loan in Mumbai, you need to submit the following home loan documents:

Salaried Self-Employed
Age Proof Age Proof
Address Proof Address Proof
Identity Proof Identity Proof
3 Months Salary Slips 3 Months Income Tax Returns
2 Years Form-16 Business Existence Proof
6 Months’ Bank Account Statement 12 Months’ Bank Account Statement
Property Documents, Including Allotment Letter, Sale Agreement, Possession Certificate, NOC, Etc. Balance Sheet – CA-Certified

Property Documents, Including Allotment Letter, Sale Agreement, Possession Certificate, NOC, Etc.

PNB Housing allows you to calculate your home loan EMI with the free home loan EMI calculator. Enter the loan amount, interest rate, and tenure to get an accurate estimate.

How to Apply for a Home Loan Online in Mumbai


Click on ‘Apply Now’ to apply for a home loan from the convenience of your home. PNB Housing offers doorstep service for document collection and a dedicated Relationship Manager to cater to your queries and help you during the loan approval process.  


Locate the nearest PNB Housing branch office, meet the home loan specialist, and brief them about your requirements. The specialist will guide you through the application process and help you secure the loan quickly.  

PNB Housing Home Loan Branches in Mumbai

MUMBAI (Andheri)

Office No – 2 & 3, Ground Floor, Baba House, Plot no. 86, B.L Bajaj Road, Near WEH Metro Station, Andheri (East), Mumbai – 400093

Landmark: Opp. Cinemax Theater

Contact No.: 022 – 49795780/81


Shop no. 4,5,6, Ground Floor, Wadia Building, Dalal Street, Fort, Mumbai – 400001

Landmark: Opp. Bombay Stock Exchange

Contact No.: 022 – 22672412/13

MUMBAI (Ghatkopar)

Second Floor, Silver Point, LBS Marg, Ghatkopar (W), Mumbai – 400086

Landmark: Maneklal Estate/School

Contact No.: 022 – 25100015/16/17/18

MUMBAI (Borivali)

PNB Housing Finance Limited, 203 & 204-A, Second Floor Western Edge-I, Near WE Highway, Magathane, Borivali (E). Mumbai – 400066

Landmark: Above Metro Cash & Carry

Contact No.: 022 – 68343700

MUMBAI (Kalyan)

Office no. 1, Third Floor, Swami Tirth, Building No. 5, Shelar Park, Khadakpada Circle, Kalyan West, Maharashtra – 421301

Landmark: Near Khadakpada Circle/Above Mcdonalds

Contact No.: 0251 – 2230025/2230026

NAVI MUMBAI (Maharashtra)

5th Floor, Flat No. 508-509, Persipolis Building, Sector -17, Vashi, Navi Mumbai – 400703

Landmark: Above Union Bank

Contact No.: 022 – 27899016/18


Office no. RH 2A & 2B, First Floor, Balaji Shrushti CHSL, Sector 19, New Panvel (East), Navi Mumbai, Maharashtra – 410206

Landmark: Near HDFC Circle

Contact No.: 022 – 27490186/187

BOISAR (Mumbai)

2B, Second floor, Ameya Park, Navapur Rd, Boisar (West), Maharashtra – 401501

Landmark: Above Saraswat Bank

Contact No.: 011 – 7290032973

Instant Loan in 3 Minutes – Apply Now CALCULATE YOUR HOME LOAN EMI