Home Loan Interest rate

FLOATING RATE

PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR:

PNBHFR for existing customers (loan disbursed) acquired before 1st March 2017: 14.60% p.a.
PNBHFR for new customers (loan disbursed) acquired on and after 9th April 2018 is as follows:

  • PNBHFR HL Salaried: 8.75%
  • PNBHFR HL SENP: 8.80%
SalariedSelf Employed ProfessionalsSelf Employed Non Professionals
8.85%-11.25%8.85%-11.25%8.99%-11.75%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

FIXED RATE

Salaried & Self Employed Professionals

For Loan amount below 30 lakhs

Fixed for 1 yearFixed for 2 yearsFixed for 3 years
8.40% – 11.25%9.00% – 11.25%9.00% – 11.25%

For Loan amount above 30 lakhs to 75 Lakhs

Fixed for 1 yearFixed for 2 yearsFixed for 3 years
8.55% – 11.25%9.00% – 11.25%9.00% – 11.25%

For Loan amount above 75 Lakhs

Fixed for 1 yearFixed for 2 yearsFixed for 3 years
8.65% – 11.25%9.00% – 11.25%9.00% – 11.25%

Self Employed Non-professionals

For Loan amount below 30 lakhs

Fixed for 1 yearFixed for 2 yearsFixed for 3 years
8.60% – 11.75%9.20% – 11.75%9.20% – 11.75%

For Loan amount above 30 lakhs to 75 Lakhs

Fixed for 1 yearFixed for 2 yearsFixed for 3 years
8.75% – 11.75%9.20% – 11.75%9.20% – 11.75%

For Loan amount above 75 Lakhs

Fixed for 1 yearFixed for 2 yearsFixed for 3 years
8.85% – 11.75%9.20% – 11.75%9.20% – 11.75%

Post the fixed rate period, interest rate would automatically get converted into floating rate prevailing at that time for the residual loan amount.

*Rates of interest are subject to change at the sole discretion of PNB Housing.

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