Home Loan Interest rate

FLOATING RATE

Below rates are applicable from 25-09-2020

Credit Score
(any loan amount)
Salaried Self – Employed Professional Self – Employed
Credit Score less than zero 9.00% – 9.50% 9.00% – 9.50% 9.20% – 9.70%
upto 650 9.00% – 9.50% 9.00% – 9.50% 9.20% – 9.70%
> 650 to < 700 8.80% – 9.30% 8.80% – 9.30% 8.95% – 9.45%
> 700 to < 750 8.55% – 9.05% 8.55% – 9.05% 8.80% – 9.30%
> 750 to < 800 8.25% – 8.75% 8.25% – 8.75% 8.65% – 9.15%
>= 800 7.90% – 8.40% 7.90% – 8.40% 7.95% – 8.45%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR:

PNBHFR for existing customers (loan disbursed) before 1st March 2017: 14.72% p.a.

 

PNBHFR Series 0 for existing customers (loan disbursed) between  1st March 2017 – 30th June 2018 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 9.50% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 9.55% p.a.

 

PNBHFR Series 1 for new customers (loan disbursed) acquired on and after 1stJuly 2018 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 9.40% p.a.
  • PNBHFR Home Loan – Businessmen/Self-Employed Non-Professional: 9.55% p.a.

 

PNBHFR Series 2 for new customers (loan disbursed) acquired on and after 06th March 2019 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 9.29% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 9.35% p.a.

 

PNBHFR Series 3 for new customers (loan disbursed) acquired on and after 01st June 2019 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 8.90% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 8.95% p.a.

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