Rate of Interest for NRI Home Loan

FLOATING RATE

PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR:

PNBHFR for existing customers (loan disbursed) acquired before 1st March 2017: 14.35% p.a.
PNBHFR for new customers (loan disbursed) acquired on and after 1st March 2017 as follows:

  • PNBHFR HL Salaried: 8.50%
Salaried Self Employed Professionals Self Employed Non Professionals
8.60%-10.25% 8.60%-10.25% 8.85%-10.75%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

FIXED RATE

PNB Housing offers 2 year fixed ROI w.e.f. July 3rd, 2017. 3 year, 5 year & 10 year Fixed Rate Scheme w.e.f. May 26th, 2017

For Amount up to 30 Lakhs

Salaried & Self Employed Professionals

Fixed for 2 years Fixed for 3 years Fixed for 5 years Fixed for 10 years
8.50% – 10.25% 8.60% – 10.25% 8.60% – 10.25% 9.00% – 10.25%

Self Employed Non-professionals

Fixed for 2 years Fixed for 3 years Fixed for 5 years Fixed for 10 years
8.75% – 10.75% 8.85% – 10.75% 8.85% – 10.75% 9.25% – 10.75%

For Amount above 30 Lakhs

Salaried & Self Employed Professionals

Fixed for 2 years Fixed for 3 years Fixed for 5 years Fixed for 10 years
8.60% -10.25% 8.70% – 10.25% 8.70% – 10.25% 9.00%-10.25%

Self Employed Non-professionals

Fixed for 2 years Fixed for 3 years Fixed for 5 years Fixed for 10 years
8.85%-10.75% 8.95%-10.75% 8.95%-10.75% 9.25%-10.75%

Post the fixed rate period, interest rate would automatically get converted into floating rate prevailing at that time for the residual loan amount.

*Rates of interest are subject to change at the sole discretion of PNB Housing.

Contact us for NRI Home Loan Instant Loan in 3 minutes – Apply now