Rate of Interest for NRI Home Loan

FLOATING RATE

PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR:

PNBHFR for existing customers (loan disbursed) acquired before 1st March 2017: 14.60% p.a.

PNBHFR Series 1 for new customers (loan disbursed) acquired on and after 1st July 2018 is as follows:

  • PNBHFR HL Salaried: 8.85%
  • PNBHFR HL SENP: 9.00%
Salaried Self Employed Professionals Self Employed Non Professionals
8.99%-11.50% 8.99%-11.50% 9.20%-12.00%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

FIXED RATE

Salaried & Self Employed Professionals

Fixed for 1 year Fixed for 2 years Fixed for 3 years Fixed for 5 years
9.25% – 11.50% 9.25% – 11.50% 9.25% – 11.50% 9.50% – 12.00%

Self Employed Non-professionals

Fixed for 1 year Fixed for 2 years Fixed for 3 years Fixed for 5 years
9.50% – 11.50% 9.50% – 11.50% 9.50% – 11.50% 9.75% – 12.00%

Post the fixed rate period, interest rate would automatically get converted into floating rate prevailing at that time for the residual loan amount.

*Rates of interest are subject to change at the sole discretion of PNB Housing.
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