Rate of Interest for NRI Home Loan

FLOATING RATE

NRI Home Loan Interest Rate for Amount up to 35 Lakh

Credit Score Salaried / Self – employed professional (SEP) Self – employed non – professional (SENP)
>= 800 8.00% to 8.50% 8.10% to 8.60%
>775 to 799 8.05% to 8.55% 8.25% to 8.75%
>750 to <=775 8.2% to 8.7% 8.4% to 8.9%
> 725 to <=750 8.5% to 9% 8.85% to 9.35%
> 700 to <=725 8.8% to 9.3% 9.15% to 9.65%
> 650 to <=700 9.9% to 10.4% 10.25% to 10.75%
upto 650 10.1% to 10.6% 10.45% to 10.95%
NTC** Cibil >170 10.15% to 10.65% 10.45% to 10.95%
NTC** Cibil <=170 9.45% to 9.95% 9.8% to 10.3%

NRI Home Loan Interest Rate for Amount above 35 Lakh

Looking for a home loan amount higher than Rs. 35 lakh? No problem! PNB Housing offers the most competitive interest rate on home loan for applicants who require a higher home loan amount. Check out the table below for more details and keep your home loan documents ready for your application!

Credit Score Salaried / Self – employed professional (SEP) Self – employed non – professional (SENP)
>= 800 8.1% to 8.6% 8.35% to 8.85%
>775 to 799 8.15% to 8.65% 8.4% to 8.9%
>750 to <=775 8.3% to 8.8% 8.75% to 9.25%
> 725 to <=750 8.65% to 9.15% 8.9% to 9.4%
> 700 to <=725 9% to 9.5% 9.35% to 9.85%
> 650 to <=700 10.1% to 10.6% 10.45% to 10.95%
upto 650 10.3% to 10.8% 10.65% to 11.15%
NTC** Cibil >170 10.35% to 10.85% 10.7% to 11.2%
NTC** Cibil <=170 9.65% to 10.15% 10% to 10.5%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

**NTC: New to credit

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