Rate of Interest for NRI Home Loan

FLOATING RATE

PNB Housing Rate of Interest for Amount up to 35 Lakhs

(With Effect From 16th February’22)

Credit Score Salaried / Self – employed professional (SEP) Self – employed non – professional (SENP)
>= 800 6.75% to 7.25% 7.10% to 7.60%
>775 to 799 6.99% to 7.49% 7.34% to 7.84%
>750 to <=775 6.99% to 7.49% 7.34% to 7.84%
> 725 to <=750 7.30% to 7.80% 7.65% to 8.15%
> 700 to <=725 7.50% to 8.00% 7.85% to 8.35%
> 650 to <=700 8.55% to 9.05% 8.90% to 9.40%
upto 650 8.75% to 9.25% 9.10% to 9.60%
NTC** Cibil >170 8.25% to 8.75% 8.60% to 9.10%
NTC** Cibil <=170 8.75% to 9.25% 9.10% to 9.60%

PNB Housing Loan Interest Rate for Amount Above 35 Lakh

Credit Score Salaried / Self – employed professional (SEP) Self – employed non – professional (SENP)
>= 800 6.90% to 7.40% 7.25% to 7.75%
>775 to 799 7.10% to 7.60% 7.45% to 7.95%
>750 to <=775 7.10% to 7.60% 7.45% to 7.95%
> 725 to <=750 7.45% to 7.95% 7.80% to 8.30%
> 700 to <=725 7.75% to 8.25% 8.10% to 8.60%
> 650 to <=700 8.70% to 9.20% 9.05% to 9.55%
upto 650 8.90% to 9.40% 9.25% to 9.75%
NTC** Cibil >170 8.35% to 8.85% 8.70% to 9.20%
NTC** Cibil <=170 8.75% to 9.25% 9.10% to 9.60%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

**NTC: New to credit

PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR:

PNBHFR for existing customers (loan disbursed) before 1st March 2017: 14.57% p.a.

 

PNBHFR Series 0 for existing customers (loan disbursed) between  1st March 2017 – 30th June 2018 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 9.35% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 9.40% p.a.

 

PNBHFR Series 1 for new customers (loan disbursed) acquired on and after 1stJuly 2018 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 9.25% p.a.
  • PNBHFR Home Loan – Businessmen/Self-Employed Non-Professional: 9.40% p.a.

 

PNBHFR Series 2 for new customers (loan disbursed) acquired on and after 06th March 2019 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 9.14% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 9.20% p.a.

 

PNBHFR Series 3 for new customers (loan disbursed) acquired on and after 01st June 2019 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 8.75% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 8.80% p.a.

 

PNBHFR Series 4 for new customers (loan disbursed) acquired on and after 16th March 2020 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 8.40% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 8.45% p.a.

 

PNBHFR Base Rate 2020 for new customers (loan disbursed) acquired on and after 25th September 2020 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 10% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 10.50% p.a.

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