Rate of Interest for NRI Home Loan

FLOATING RATE

PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR:

PNBHFR for existing customers (loan disbursed) acquired before 1st March 2017: 14.35% p.a.
PNBHFR for new customers (loan disbursed) acquired on and after 1st March 2017 as follows:

  • PNBHFR HL Salaried: 8.50%
Salaried Self Employed Professionals Self Employed Non Professionals
8.60%-10.75% 8.60%-10.75% 8.75%-11.00%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

FIXED RATE

PNB Housing offers 1 Year Fixed ROI w.e.f. November 1st, 2017.

Salaried & Self Employed Professionals

Fixed for 1 year Fixed for 2 years Fixed for 3 years Fixed for 5 years Fixed for 10 years
8.35% – 10.75% 8.50% – 10.75% 8.50% – 10.75% 8.50% – 10.75% 9.00% – 10.75%

Self Employed Non-professionals

Fixed for 1 year Fixed for 2 years Fixed for 3 years Fixed for 5 years Fixed for 10 years
8.50% – 11.00% 8.75% – 11.00% 8.75% – 11.00% 8.75% – 11.00% 9.25% – 11.00%

Post the fixed rate period, interest rate would automatically get converted into floating rate prevailing at that time for the residual loan amount.

*Rates of interest are subject to change at the sole discretion of PNB Housing.

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