Rate of Interest for NRI Home Loan

GHAR UTSAV RATES

GHAR UTSAV *Rates are valid till 30th June, 2017

Salaried
8.50%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

**Under the Ghar Utsav scheme, the floating rate of interest on the loan will be a special rate as defined in the interest rate grid above for the first 12 months, from the month of first disbursement and thereafter will move to the then prevailing PNB HFR +/- margin. The offer is a limited period offer for new customer only.

FLOATING RATE

PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR:

PNBHFR for existing customers (loan disbursed) acquired before 1st March 2017: 14.35% p.a.
PNBHFR for new customers (loan disbursed) acquired on and after 1st March 2017 as follows:

  • PNBHFR HL Salaried: 8.50%
Salaried Self Employed Professionals Self Employed Non Professionals
8.60% 8.60% 8.85%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

FIXED RATE

PNB Housing offers 3 year, 5 year & 10 year Fixed Rate Scheme. Rates are applicable w.e.f. May 26th, 2017

For Amount up to 30 Lakhs

Salaried

Fixed for 3 years Fixed for 5 years Fixed for 10 years
8.60% -9.30% 8.60% – 9.30% 9.00% – 9.60%

For Amount above 30 Lakhs

Salaried

Fixed for 3 years Fixed for 5 years Fixed for 10 years
8.70% -9.30% 8.70% – 9.30% 9.00% – 9.60%

Post the fixed rate period, interest rate would automatically get converted into floating rate prevailing at that time for the residual loan amount.

*Rates of interest are subject to change at the sole discretion of PNB Housing.

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