Interest Subsidy Benefits

Interest Subsidy Benefits under Pradhan Mantri Awas Yojana

Credit Linked Subsidy Scheme (CLSS) Household Income (INR) Maximum Carpet Area*** Purpose of Loan Maximum loan amount eligible for subsidy (INR) Maximum subsidy (INR) Interest subsidy Tenure
EWS* 0 – 3,00,000 30 sqm Home purchase/
construction/improvement		 6,00,000 2.67 lac 6.50% 20 yrs
LIG* 3,00,000 – 6,00,000 60 sqm Home purchase/
construction/improvement		 6,00,000 2.67 lac 6.50% 20 yrs
  • Interest subsidy benefit is calculated on a NPV discount rate of 9%.

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