Eligibility Criteria

Roshni HOME LOAN ELIGIBILITY CRITERIA

Loans for home purchases are available if you are:

  • A salaried employee of local and stable business entity. The employer’s company can be a sole proprietorship/partnership/private limited/limited company/trust, among other things.
  • A self-employed person with informal income from a low/middle income group, with a households earning as low as INR 10,000. This also applicable to combined income when there is a co-applicant.

At the time of loan maturity, you should not be older than 70 years old.