Owning a home for family is everyone’s dream and it is still a dream of many.
PNB Housing salutes the spirit with which you have faced the challenges of life in the pursuit of progress. We are certain that your present achievements are only a precursor to the many more dreams that are waiting to be fulfilled.
We express our wish to be a partner in your aspiring journey by bringing you ‘Unnati Loans’, a unique and specially designed home loan solution that will help you realize the dream of living in a home, you can call your own.
So, whether you are a salaried individual of stable or local business entity or a self-employed individual like kirana shop owner, garment shop or other business set ups who may or may not have formal income proof but have sufficient income to serve obligations, your search ends here and Unnati home loan is a right product for you.
The simplified loan procedures, minimal documentation and a bouquet of customer friendly services associated with ‘Unnati Loans’ is just our way of saying “We Care!”
Salient Features and Advantages:
Maximum loan amount of up to Rs. 35 lacs
Funding up to 90%* of market value of the property
Attractive rates of interest starting at 10.75% p.a.
Robust service delivery model – door step services ensuring easy and fast approval & disbursal of loans
Pan India branch network
Minimal formal income documentation
PMAY subsidy of upto Rs. 2.67 lac**
Lower EMIs with upto 30 years tenure
Customised eligibility to adjust your needs
Trusted and reliable brand with over 33 years of experience
“Apna Ghar” has always been our dream, my wife and I are beyond thrilled that our loan nightmare is finally over and we have PNB Housing Unnati Home loans to thank for it. Without PNB Housing help, we would have continued to be tangled in a never ending paper work procedure. With their assistance, easy and minimal paperwork and customer friendly service we can now have our own house. In true sense they live up to their motto, “Ghar ki baat”. -Subhash Morya
Hassle free loan disbursement
My home construction work was long pending and I wanted to complete it on priority for my family’s happiness. My never ending search for a loan came to an end with PNBHFL. With door to door customer support during the covid times, they helped us in providing quick loan approval and disbursement. My family is ecstatic to see our house getting constructed. -Damini Jain
Unnati Home Loans has prepared me not only financially but mentally.
There was no money to buy a house and not all the papers to take a loan! Time was passing, and the motivation to buy a home was waning. In an advertisement I read about PNB Housing Unnati Home Loan Scheme! At that time I was not sure if this one step would help me achieve the most important goal of my life. The loan tenure of 30 years and easy EMI options made me mentally ready to take the loan! Today I have my own house, I have fulfilled the dream of my parents -Ashish Jangid
Got the loan without any hassle
The fear of loans and the huge EMIs that come with it always bothered me and I was not able to take the decision of buying my home even if I wanted to. I didn’t even have all the documents to apply for the loan. But PNB Housing Unnati Home Loan scheme is different from others. The aim is to help people like me to build their own homes. Like they say “ghar ki baat… without any hassle, very easy paperwork and EMI tenure of 30 years, I live in my own house in Jaipur today -Ravinder
Hope only for own roof
There was always a desire for a home, but didn’t have courage, Nor did I have the ability to pay that high down payment! With the PNB Housing Unnati Home Loan scheme, a new hope has arisen in my mind that maybe now I will have my own house! Came to know that without wasting any time, one can get a home loan up to 90% of the value of the house that too with a 30 years long and easy EMI policy… Now very soon me and my whole family will be in our own house. -Ravi Sharma
