Eligibility Criteria

You can avail loans for purchasing a house if you are:

  • An individual with any Professional Degree/Diploma/Post Graduate Degree/ITI etc.
  • An employee of local and stable business entity like Petrol Pump, Restaurant, Jewellery shops, Garments shop etc. The employer’s business can be a proprietorship/partnership/private limited/limited company/trust etc.
  • An individual who is earning a fixed minimum income of INR 18,000 per month. This is valid for combined income also in case there is a co-applicant.

Your age at the time of loan maturity should not be more than 70 years if you are a salaried employee and not more than 65 years if you are a self-employed professional/non-professional

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