Rate of Interest

FLOATING RATE

Below rates are applicable from 25-09-2020

Salaried Self Employed Professionals Self Employed Non Professionals
10.75% 10.75% 12.00%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR:

PNBHFR for existing customers (loan disbursed) before 1st March 2017: 14.57% p.a.

 

PNBHFR Series 0 for existing customers (loan disbursed) between  1st March 2017 – 30th June 2018 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 9.35% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 9.40% p.a.

 

PNBHFR Series 1 for new customers (loan disbursed) acquired on and after 1stJuly 2018 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 9.25% p.a.
  • PNBHFR Home Loan – Businessmen/Self-Employed Non-Professional: 9.40% p.a.

 

PNBHFR Series 2 for new customers (loan disbursed) acquired on and after 06th March 2019 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 9.14% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 9.20% p.a.

 

PNBHFR Series 3 for new customers (loan disbursed) acquired on and after 01st June 2019 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 8.75% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 8.80% p.a.

 

PNBHFR Series 4 for new customers (loan disbursed) acquired on and after 16th March 2020 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 8.40% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 8.45% p.a.

 

PNBHFR Base Rate 2020 for new customers (loan disbursed) acquired on and after 25th September 2020 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 10% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 10.50% p.a.

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