UNNATI HOME LOAN INTEREST RATE

FLOATING RATE

Below rates are applicable from 23-05-2022

Salaried Self Employed Cash Salaried
 Bureau Score DA/Municipal limits Non DA/ Gram Panchayat/ Others DA/Municipal limits Non DA/ Gram Panchayat/ Others DA/Municipal limits Non DA/ Gram Panchayat/ Others
< 700 12.00% 14.00% 13.50% 15.50% 15.50% 16.50%
> 700 to < 725 10.75% 12.75% 12.00% 14.00% 14.00% 15.00%
> 725 to < 750 10.75% 12.50% 12.00% 13.75% 13.50% 14.75%
> 750 to < 775 10.75% 12.00% 12.00% 13.25% 13.25% 14.25%
775+ 10.75% 11.75% 12.00% 13.00% 13.00% 14.00%
NTC (<170) 12.00% 14.00% 13.50% 15.50% 15.50% 16.50%
NTC (>170) 11.25% 12.75% 12.50% 14.00% 13.50% 15.00%
  • Caution Profile: 0.25% would be levied extra
  • TOP Up Loans: 1% would be levied extra
  • NRPL Loans: 1% would be levied extra with the lower cap of 12%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR:

PNBHFR Base Rate 2020 for new customers (loan disbursed) acquired on and after 25th September 2020 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 10% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 10.50% p.a.

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