Loan against Property: Interest Rates

FLOATING RATE

Below rates are applicable from 25-10-2020

Credit Score
(Any loan amount)
Loan Against Commercial Property
less than zero 10.15% – 10.65%
upto 650 10.15% – 10.65%
> 650 to < 700 9.95% -10.45%
> 700 to < 750 9.80% – 10.30%
> 750 to < 800 9.75% – 10.25%
>= 800 9.50% – 10.00%

*Special property is defined as Educational Institutes/Hotels/Schools/Hospitals/Industrial sheds.

* The above rates of interest are subject to change at the sole discretion of PNB Housing

PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR

PNBHFR for existing customers (loan disbursed) before 1st March 2017: 14.57% p.a.

PNBHFR Series 0 for existing customers (loan disbursed) between 1st March 2017 – 30th June 2018 : 10.15% p.a.

PNBHFR Series 1 for new customers (loan disbursed) acquired on and after 1st July 2018 : 10.00% p.a.

PNBHFR Series 2 for new customers (loan disbursed) acquired on and after 6th March 2019 : 9.90% p.a.

PNBHFR Series 3 for new customers (loan disbursed) acquired on and after 01st June 2019 : 9.55% p.a.

PNBHFR Series 4 for new customers (loan disbursed) acquired on and after 16th March 2020 : 9.50% p.a.

PNBHFR Base Rate 2020  for new customers (loan disbursed) acquired on and after 25th September 2020 : 11% p.a.

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