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FLOATING RATE
Credit Score (Any loan amount) |
Loan for purchase of non-residential property (NRP) |
---|---|
>= 800 | 7.99% to 8.49% |
>775 to 799 | 8.70% to 9.20% |
>750 to <=775 | 8.70% to 9.20% |
> 725 to <=750 | 8.95% to 9.45% |
> 700 to <=725 | 9.40% to 9.90% |
> 650 to <=700 | 10.50% to 11.00% |
upto 650 | 10.50% to 11.00% |
NTC** Cibil >170 | 10.50% to 11.00% |
NTC** Cibil <=170 | 10.50% to 11.00% |
*Rates of interest are subject to change at the sole discretion of PNB Housing.
**NTC: New to credit
PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR
PNBHFR for existing customers (loan disbursed) before 1st March 2017: 14.57% p.a.
PNBHFR Series 0 for existing customers (loan disbursed) between 1st March 2017 – 30th June 2018 : 10.15% p.a.
PNBHFR Series 1 for new customers (loan disbursed) acquired on and after 1st July 2018 : 10.00% p.a.
PNBHFR Series 2 for new customers (loan disbursed) acquired on and after 6th March 2019 : 9.90% p.a.
PNBHFR Series 3 for new customers (loan disbursed) acquired on and after 01st June 2019 : 9.55% p.a.
PNBHFR Series 4 for new customers (loan disbursed) acquired on and after 16th March 2020 : 9.50% p.a.
PNBHFR Base Rate 2020 for new customers (loan disbursed) acquired on and after 25th September 2020 : 11% p.a.
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