A credit report is your financial report card that contains the records of your bill payments, delayed payments, debt information, and other credit account details.
Why Should you Check your CIBIL Score?
Monitoring your CIBIL score will help you stay on top of your financial actions. You can take appropriate steps to better it and get quick loan approvals.
What Factors Contribute to Credit Score Calculation?
Your EMI and utility bill payment history, debt-to-credit ratio, number of credit accounts, and number and duration of loans taken affect your credit score.
What is a Good CIBIL Score for Taking a Loan?
A CIBIL score of 750 or higher is ideal for getting a loan approved.
3 Steps to Check your CIBIL Score?
Go to The Website https://www.pnbhousing.com/credit-report
Step #1
Enter your Name, Email, Phone Number, Gender, and Date of Birth. Then Click Next.
Step #2
Fill in your PAN card number and address and click Submit.