80EE vs 80EEA: Know The Difference for Home Loan

Section 80EE and 80EEA are provisions under the Income Tax Act 1961 for tax advantages on Home Loan interest payments.


How 80EE and 80EEA are Differ?

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Tax Saving



Section 80EE provides tax saving up to INR 50,000 for the total income of the assessment year; it is up to INR 1.5 lakh under Section 80EEA.

Loan Amount



Section 80EE is available for Home Loans under INR 35 Lakh and Section 80EEA under INR 45 Lakh.



Home Loan borrowers can’t claim deductions under both sections simultaneously.

Apply for a Home Loan to Save Taxes