What to Do If You Don’t Have Income Proof for Home Loans?

Home Loan applications require income proof. But what if you don’t have salary slips or ITR reports? In such a case, follow these methods to get Home Loan without Income Proof.

4 Methods to Avail Home Loan without Income Proof

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Borrow Jointly

Aim for a Lower Home Loan

Use Your Relation

Look out for the Schemes

Apply for Home Loan Now!

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What to Do If You Don’t Have Income Proof for Home Loans?

Home Loan applications require income proof. But what if you don’t have salary slips or ITR reports? In such a case, follow these methods to get Home Loan without Income Proof.

Can I Get Home Loans without Income Proof?

4 Methods to Avail Home Loan without Income Proof

Borrow Jointly

#1

The co-borrower fulfills the income proof requirement in your Home Loan application. Ensure they have a good credit score and clear repayment record.

Aim for a Lower Home Loan

#2

A high loan amount requires more documentation. Apply for a reasonable Home Loan amount to get approval without income proof.

Use Your Relation

#3

If you’re a loyal customer of the housing finance company, you could use it to negotiate to approve your Home Loan without income proof.

Look out for the Schemes

#4

Apply for the Unnati Home Loan scheme. In this, the provider doesn’t ask for income proof as long as the applicant has sufficient funds to pay the EMIs.

Apply for Home Loan Now!