How Many Types of Home Loans are Available in India?

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What are the Types of Home Loans?

There are 6 different types of Home Loans available to you. Each type has its own advantages. You have -

Used to finance a ready to move in house/flat. PNB Housing finance up to 90% of the property value if the applied loan amount is less than INR 30 Lakh.

1. Home Purchase Loan

You can plan the construction of your dream house with this type of Home Loan.

2. Home Construction Loan

With this Home Loan, you can cover the renovation cost of your house.

3. Home Improvement Loan

Making an extra space for your growing family and falling short of funds, use this type of Home Loan to cover such expenses.


4. Home Extension Loan

Finance 70-75% of your plot of land with this type of Home Loan.

5. Plot Loan

For NRI this type of Home Loan is very advantageous as they can finance a property in India, and renovate the house.

6. NRI Loan

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Need Finance for Home Purchasing