How to Get Quick Approval for a Home Loan?


How Much Time Does Home Loan Approval Take?

A home loan approval will take 4-5 business days for salaried applicants and 7-10 business days in case of self-employed. But this can take longer or even the application gets denied due to poor credit records, unstable income, etc.

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6 Proven Tips to Get Your Home Loan Approval Quickly

High Repayment Capacity

Your income will be used to pay off the EMIs on your Home Loan EMIs; healthy repayment capacity ensures timely repayment and easy Home Loan approval.


Default Free Credit Record

A default-free credit score will show you as a creditworthy applicant that can get easy Home Loan approvals.


Large Down Payment

Upon making a large down payment, the risk reduces on your Home Loan, and your application gets approved easily.


Borrow Jointly

A Joint Home Loan has many benefits, one of which is easy approval because the repayment liability is shared between the two.


Valid Documentation

Sometimes, a Home Loan approval takes time due to document verification inconsistencies. For easy approval, ensure you submit the right documents.


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Fulfill your preferred lender's requirements promptly and avoid delays in getting your Home Loan approved.