What are the Benefits of Fixed Deposits?

Fixed deposits are investment tools wherein you get assured returns at maturity. Here is the list of benefits that you’ll get.

4 Benefits of Fixed Deposit

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Higher Returns Earnings

You will earn an interest rate as high as 7.55% on your deposited amount.

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Additional Returns for Senior Citizens

If your age is 60 years or above, you will earn an additional interest of 0.25% on your fixed deposit.

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Loan Facility

One of the benefits of Fixed Deposit accounts is loan against FD. You can borrow 75% of the deposit value.

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No Tax Deduction

You don’t have to pay taxes on the fixed deposit interest if it is up to INR 5,000 per financial year.

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