What is a Good CIBIL Score for a Home Loan?

What is a CIBIL Score?

A CIBIL score is a three-digit number that is based on your repayment history and credit record. It ranges from 300-900. A score of 300 is the lowest and 900 is the highest score.

Ideal CIBIL Score for a Home Loan?

Lenders consider a CIBIL score of 750 and above good for Home Loan

How to Get a Good CIBIL Score?

# Maintain a Clean Record of Repayment

1

Timely pay credit card bills and loan EMIs can increase the chances of a Good CIBIL Score Home Loan.

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# Less Usage of Credit Cards

2

A low credit utilisation ratio can help build a good credit score.

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# Keep Track of Your CIBIL Score

3

Regularly check your credit score to see if there are any errors. An error-free credit will get you a Good CIBIL Score Home Loan.