What You Can Do to Improve Your CIBIL Score in India

CIBIL (Credit Information Bureau (India) Limited) gives scores. These scores make your credit profile.

5 Techniques to Improve CIBIL Score

Pay your credit card and utility bills on time. Late payments not only impact your CIBIL score but also lead to penalties.

#1

Pay Before the Deadline

Low credit utilisation ratio means you are careful with your expenditures.

#2

Keep Credit Card Balances Low

Every time you apply for loans, a "hard inquiry" is made that can temporarily lower your score.

#3

Avoid Applying for Too Any Loans

Check your credit report regularly for errors and dispute any incorrect information with CIBIL.

#4

Dispute Errors on your Credit Report

A diverse mix of credit types, such as a Home Loan and some unsecured loans can improve your credit score.

#5

Use a Mix of Credit Types

Check your CIBIL Score Now