The Company

PNB Housing Finance Limited (PNB Housing) is a registered housing finance company with National Housing Bank (NHB). It was incorporated under the Companies Act, 1956 and commenced its operations on November 11, 1988. PNB Housing is promoted by Punjab National Bank (PNB). The Company came out with a public issue of equity shares in November 2016. Its equity shares are listed on National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) with effect from 7th November 2016.

With over three decades of specialised experience in housing finance, PNB Housing has a robust network of branches spread across the country which help its customers avail financial services (loans and deposits) seamlessly.

Credit Rating of PNB Housing Finance

Fixed DepositsCARE AAA
FAAA with stable outlook by CRISIL
Bonds/NCDsCARE AAA, IND AA+ with stable outlook by India Ratings (Fitch Group), CRISIL AA+ with Stable outlook and ICRA AA+
Bank Loans Long Term RatingCARE AAA
CRISIL AA+ (Outlook – stable)
Commercial Paper ProgramCARE A1+

PNB Housing provides housing loans to individuals and corporate bodies for purchase, construction, repair and upgradation of houses. It also provides loans for commercial space, loan against property and loan for purchase of residential plots.

CIN: L65922DL1988PLC033856