Wait! Before you begin the Home Loan application process, you should think about a few additional things. We have prepared checklist for you to save you time!
Step01
Check your Credit Score
Looking to unlock the doors to your dream home? Get started by checking your credit score today to see if you qualify for a housing loan. Don't miss out on this crucial step in the home buying process! Check your Credit Score
Determine Your Eligible Loan Amount
Discover how much you can borrow with our easy loan calculator! PNB Housing provides home loan up to 90%* of the property cost. Find out your eligible loan amount now. Check Your Eligible Loan AmountStep02
Step03
Get Your Home Loan In – Principle Sanction letter
With our quick process, you can get your In – Principle sanction letter in just 3 minutes, so that you can focus on finding your dream home with confidence. Get Instant approval in 3 minutes
Check PNB Housing approved projects
Check the property which you’re purchasing is approved for funding
Speak to our Expert
Step04
Step05
Simplify Your Application Process with Documentation
PNB Housing understands that the application procedure can be difficult. That is why, based on your credit score, we take a flexible approach and provide personalised assistance on the necessary documentation. Check the Comprehensive List of Required Documents
Starting your home loan application can be daunting, but we're here to help. By filling out our lead form, you'll be one step closer to securing the best home loan options available. Our team of experts will guide you through the process and ensure that you have a hassle-free experience.
One of the biggest accomplishments for someone is to be able to buy their own home. However, for a large chunk of working professionals, financial help in the form of a home loan is needed.
Lending institutions fund an individual for a home loan based on the income, which ultimately is the yardstick of perceived ability to pay back. Usually one is expected to pay around 20%* as own contribution (down payment) and the rest is financed by the lending institution.
Keeping these factors into perspective, we have created the Home Loan Affordability calculator which helps you gauge the value of property you can buy and your eligible home loan amount. While you calculate your home loan affordability, it’s important to know that lending institutions consider factors like relative health of one’s former income tax records, outstanding loans and payments that one owes to creditors as one of the few factors before arriving at the final eligibility.
So be vigilant & smart and get your housing dream off to a great start!
