Fixed Deposits Interest Rate

Regular Deposit upto ₹5 crore
Tenure (Months)Cumulative Option* ROI (p.a.)Non-Cumulative Option ROI  (p.a.)
 ROI (p.a.)Tentative yield to maturityMonthlyQuarterlyHalf YearlyAnnual
12 – 237.50%7.50%7.25%7.30%7.35%7.50%
24 – 357.60%7.89%7.30%7.35%7.45%7.60%
36 – 477.90%8.54%7.60%7.65%7.70%7.90%
48 – 597.90%8.89%7.60%7.65%7.70%7.90%
60 -718.00%9.39%7.70%7.75%7.80%8.00%
72 – 848.00%9.78%7.70%7.75%7.80%8.00%
1208.00%11.59%7.70%7.75%7.80%8.00%
Special Deposit upto ₹5 crore
Tenure (Months)Cumulative Option* ROI (p.a.)Non-Cumulative Option ROI  (p.a.)
ROI (p.a.)Tentative yield to maturityMonthlyQuarterlyHalf YearlyAnnual
157.70%7.80%7.40%7.45%7.55%7.70%
227.70%7.93%7.40%7.45%7.55%7.70%
307.70%8.16%7.40%7.45%7.55%7.70%
448.00%8.90%7.70%7.75%7.80%8.00%

* For cumulative option, interest rate is compounded annually on March 31st
# The yield mentioned is calculated using the first month of each tenure grid.

 

*The above Rates of Interest are subject to change at the sole discretion of PNB Housing.
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