Fixed Deposits Interest Rate

Regular Deposit upto ₹5 crore
Tenure (Months) Cumulative Option* ROI (p.a.) Non-Cumulative Option ROI  (p.a.)
  ROI (p.a.) Tentative yield to maturity Monthly Quarterly Half Yearly Annual
12 – 23 7.95% 7.95% 7.65% 7.70% 7.80% 7.95%
24 – 35 8.10% 8.43% 7.80% 7.85% 7.90% 8.10%
36 – 47 8.35% 9.07% 8.05% 8.10% 8.15% 8.35%
48 – 59 8.40% 9.52% 8.10% 8.15% 8.20% 8.40%
60 -71 8.45% 10.00% 8.15% 8.20% 8.25% 8.45%
72 – 84 8.30% 10.23% 8.00% 8.05% 8.10% 8.30%
120 8.25% 12.09% 7.95% 8.00% 8.05% 8.25%
Special Deposit upto ₹5 crore
Tenure (Months) Cumulative Option* ROI (p.a.) Non-Cumulative Option ROI  (p.a.)
ROI (p.a.) Tentative yield to maturity Monthly Quarterly Half Yearly Annual
15 8.00% 8.11 7.70% 7.75% 7.80% 8.00%
22 8.20% 8.46 7.90% 7.95% 8.00% 8.20%
30 8.30% 8.84 8.00% 8.05% 8.10% 8.30%
44 8.45% 9.45 8.15% 8.20% 8.25% 8.45%

* For cumulative option, interest rate is compounded annually on March 31st
# The yield mentioned is calculated using the first month of each tenure grid.

 

*The above Rates of Interest are subject to change at the sole discretion of PNB Housing.
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