Fixed Deposits Interest Rate

Regular Deposit upto ₹5 crore
Tenure (Months) Cumulative Option* ROI (p.a.) Non-Cumulative Option ROI  (p.a.)
  ROI (p.a.) Tentative yield to maturity Monthly Quarterly Half Yearly Annual
12 – 23 7.30% 7.30% 7.05% 7.10% 7.15% 7.30%
24 – 35 7.40% 7.67% 7.15% 7.20% 7.25% 7.40%
36 – 47 7.40% 7.96% 7.15% 7.20% 7.25% 7.40%
48 – 59 7.40% 8.26% 7.15% 7.20% 7.25% 7.40%
60 -71 7.40% 8.58% 7.15% 7.20% 7.25% 7.40%
72 – 84 7.40% 8.91% 7.15% 7.20% 7.25% 7.40%
120 7.40% 10.42% 7.15% 7.20% 7.25% 7.40%
Special Deposit upto ₹5 crore
Tenure (Months) Cumulative Option* ROI (p.a.) Non-Cumulative Option ROI  (p.a.)
ROI (p.a.) Tentative yield to maturity Monthly Quarterly Half Yearly Annual
15 7.40% 7.49% 7.15% 7.20% 7.25% 7.40%
22 7.50% 7.72% 7.25% 7.30% 7.35% 7.50%
30 7.50% 7.94% 7.25% 7.30% 7.35% 7.50%
44 7.55% 8.34% 7.30% 7.35% 7.40% 7.55%

* For cumulative option, interest rate is compounded annually on March 31st
* The tentative yield to maturity is mentioned for the lowest tenure of the specific grid.

  • The new interest rates are applicable from 07.11.2017.
  • Above rates are applicable upto ₹ 5 Crore of deposits
  • Senior citizen rates (0.25% additional) are applicable for deposits up to ₹ 1 Crore only
  • In a scenario where the customer chooses for special tenure deposit, ROI applicable for special deposit tenures would apply (not the regular deposit tenure rates).

 

*The above Rates of Interest are subject to change at the sole discretion of PNB Housing.

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