NSE: ₹ ▲ ▼ ₹
BSE: ₹ ▲ ▼ ₹
Last update:
NSE: ₹ ▲ ▼ ₹
BSE: ₹ ▲ ▼ ₹
Last update:
- Search
- Online Payment
Fixed Deposit
Interest Rate
PNB Housing Fixed Deposit Interest Rates
Inclusion of special scheme as per below table
| Cumulative | Non-Cumulative | |||||
|---|---|---|---|---|---|---|
| Months | ROI | Tentative yield to maturity | Monthly | Quarterly | Half Yearly | Annual |
| 22 | 6.90% | 7.12% | 6.69% | 6.73% | 6.79% | 6.90% |
| 40 | 7.15% | 7.79% | 6.93% | 6.97% | 7.03% | 7.15% |
The special tenure scheme is applicable from 15th May 2026 to 31st August 2026 only.
Senior Citizen (above 60 years) will be eligible for 0.25 additional Rate of Interest (applicable for deposit upto ₹ 1 Cr per month)
Fixed Deposit Interest Rates (upto ₹5 crore)
| Tenure (Months) | Cumulative Option* ROI (p.a.) | Non-Cumulative Option ROI (p.a.) | ||||
|---|---|---|---|---|---|---|
| Rate of Interest (p.a.) |
Tentative yield to maturity |
Monthly | Quarterly | Half Yearly | Annual | |
| 12 – 23 months | 6.70% | 6.70% | 6.50% | 6.54% | 6.59% | 6.70% |
| 24 – 35 months | 6.85% | 7.08% | 6.64% | 6.68% | 6.73% | 6.85% |
| 36 – 47 months | 7.10% | 7.62% | 6.88% | 6.92% | 6.98% | 7.10% |
| 48 – 59 months | 7.10% | 7.89% | 6.88% | 6.92% | 6.98% | 7.10% |
| 60 months | 7.25% | 8.38% | 7.02% | 7.06% | 7.12% | 7.25% |
| Tenure | Deposit upto ₹1 crore for Senior Citizens | |||||
|---|---|---|---|---|---|---|
| Cumulative Option ROI (p.a.) | Non-Cumulative Option ROI (p.a.) | |||||
| Months | ROI (p.a.) | Tentative Yield to Maturity | Monthly | Quarterly | Half Yearly | Annual |
| 12 – 23 months | 6.85% | 6.85% | 6.66% | 6.69% | 6.74% | 6.85% |
| 24 – 35 months | 7.00% | 7.25% | 6.80% | 6.84% | 6.89% | 7.00% |
| 36 – 47 months | 7.15% | 7.67% | 6.94% | 6.98% | 7.04% | 7.15% |
| 48 – 59 months | 7.15% | 7.95% | 6.94% | 6.98% | 7.04% | 7.15% |
| 60 months | 7.15% | 8.25% | 6.94% | 6.98% | 7.04% | 7.15% |
Special tenure scheme upto 5 crores (Limited period offer)
| Tenure (Months) | Cumulative Option* ROI (p.a.) | Non-Cumulative Option ROI (p.a.) | ||||
|---|---|---|---|---|---|---|
| ROI | Tentative yield to maturity | Monthly | Quarterly | Half-Yearly | Annual | |
| 30 months | 8.00% | 8.49% | 7.72% | 7.77% | 7.85% | 8.00% |
-
The yield mentioned is calculated using the first month of each tenure grid.
-
The interest rate is computed based on number of days in a calendar year (365 Days for Non-Leap Year & 366 Days for Leap Year).
-
The above Rate of Interest are subject to change at the sole discretion of PNB Housing.
-
Please note that any deposit which has effective date from 23rd June, 2026 will carry the new rate of interest.
-
Additional interest rate of 0.25% for Senior citizen deposits (applicable for deposits up to ₹ 1 crore per month).
Fixed Deposit @7.10%*P.A. (Limited period offer)
Extra 0.25%*p.a. for senior citizens
High Safety Assurance: CRISIL Rating - AA/Positive.
Loan Facility upto 75% of deposit available from all PNB Housing Branches.
No Tax to be deducted at source on interest income upto INR 5000 per financial year
Nomination Facility available
Toll free- 1800 120 8800
SMS- FDPNBHFL to 56070
Request a Callback for Fixed Deposit
Recommended Reads
Fixed Deposit Blogs
Interest Rate Related
Frequently Asked Questions
What documents are required to open a fixed deposit account and which identity and address proofs are needed for a fixed deposit?
Key documents for opening an FD include:
-
One passport-size photograph.
-
Self-attested PAN card copy.
-
Identity and address proofs: Aadhaar, Voter ID, Driving Licence, Passport or NREGA Card.
-
These documents apply to individuals seeking the best FD options at a competitive fixed deposit interest rate.
Can NRIs open a fixed deposit and what documents do they need?
Yes, NRIs can open a fixed deposit. Required papers include self-attested passport copies, employment or work visa, residence permit, and valid Indian and overseas address proofs. These help NRIs access secure savings options such as fixed deposit for NRI offering some of the best fixed deposit interest rates in India.
Which documents are needed for opening a fixed deposit for a private or public company?
For companies, the documents include:
-
Memorandum & Articles of Association or Bye-laws.
-
Resolution of Investment.
-
Specimen signatures of authorised signatories.
-
Photograph, PAN and address proof of signing authorities.
-
These allow firms to invest safely and benefit from the best FD options.
Dedicated relationship manager.
Up to 30 years Home Loan tenure.
Funding up to 90%* of the property cost.
Customized Eligibility programs.
No Prepayment or Foreclosure charges*.
PAN India network.