Apply For Home Loan Up to 90% of Property Value at 8.50% APR
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Features & Benefits of Home Loan
Attractive Interest Rate
Home Loan Product Bouquet
Home Loan up to a 30-Year Tenure
Easy Finance
Low Processing Fee
Customer-Friendly Features & Convenience
PNB Housing Home Loan
Your EMI is
Interest amount₹ 2,241,811
Total amount payable₹ 4,241,811
PNB Housing
Amortization Chart
Amortization is paying off your loan over time in equal installments. As the term of your home loan progresses, a larger share of your payment goes toward paying down the principal until the loan is paid in full at the end of your term. This chart explains what you pay every year towards principal and interest amount
Home Loan
Interest Rate
Home Loan
Eligibility Criteria
Age: Applicants should be 21 years or above at the time of applying for a home loan. Age should not exceed 70 years at the time of home loan maturity.
Monthly salary/income: ₹15,000 and above
Required CIBIL Score: Minimum 611
Work experience for salaried individuals: 3+ years
Business continuity for self-employed: 3+ years
Steps to
Apply for a Home Loan Online
Step 1
Click on the Apply for Loan button to initiate your application.Step 2
Enter your Basic details & loan requirements.Step 3
An OTP will be shared on your mobile number to verify your details.Home Loan
Documents Required
For Salaried Employees
Loan application form (compulsory)
Age Proof
Residence Proof
Income Proof: salary slips of last 3 months
Form 16 for last 2 years
Latest 6 months bank statement
Other Documents such as property title, approved plan.
For Self-Employed/Professionals
Loan application form (compulsory)
Age Proof
Residence Proof
Income Proof for business and ITR
Proof of business existence
Last 3 years income tax returns
Accountant-certified balance sheets last 12 months bank account statement
Other Documents such as property title, approved plan, etc.
Looking for Something Else?
Contact Us
Recommended Reads
Home Loan Blogs
Home Loan
Frequently Asked Questions
Yes, but only if the property owner wishes to sell it to a new buyer. Transferring a house loan from a seller to a buyer requires a formal process. The seller must provide the buyer with a foreclosure letter. If the buyer home loan transfers inside the bank, they must reapply for a house loan and pay the fees.
You can get a shared house loan with your immediate family member if you want a bigger loan. Home loans are more likely to get approved than individual loans. The income tax exemptions are a big benefit of applying for a joint loan, and the savings are far greater than for a single-name loan.
The loan duration can be modified voluntarily at the customer’s request. One can always prepay the loan principal amount to reduce the loan tenure. PNB Housing would review your loan statement and recent income statements to rework the requested loan tenure.
Everyone’s dream is to buy a home. The Indian government has long favored encouraging residents to own homes. It is why a house loan qualifies for an 80C deduction and buying a property with a mortgage has several tax advantages that dramatically cut your tax bill.
You can now call our toll-free number or send an SMS showing your interest in the home loan. Nonetheless, the easy and best way to apply for a home loan is online.
