HOME IMPROVEMENT LOAN INTEREST RATE

FLOATING RATE

*Note: PNB Housing offers all home loans at floating interest rates.

For loan amount up to INR 35 lakhs

Credit Score Salaried / Self – employed professional (SEP) Self – employed non – professional (SENP)
>=800 8.5% to 9% 8.55% to 9.05%
>775 to 799 8.8% to 9.3% 9.25% to 9.75%
>750 to <=775 8.95% to 9.45% 9.4% to 9.9%
> 725 to < =750 9.25% to 9.75% 9.85% to 10.35%
> 700 to <= 725 9.55% to 10.05% 10.15% to 10.65%
> 650 to <= 700 9.75% to 10.25% 10.15% to 10.65%
upto 650 9.75% to 10.25% 10.15% to 10.65%
NTC Cibil >=170 9.75% to 10.25% 10.15% to 10.65%
NTC Cibil <170 9.75% to 10.25% 10.15% to 10.65%

For loan amount greater than INR 35 lakhs

Credit Score Salaried / Self – employed professional (SEP) Self – employed non – professional (SENP)
>=800 8.5% to 9% 8.55% to 9.05%
>775 to 799 8.9% to 9.4% 9.4% to 9.9%
>750 to <=775 9.05% to 9.55% 9.75% to 10.25%
> 725 to < =750 9.4% to 9.9% 9.9% to 10.4%
> 700 to <= 725 9.75% to 10.25% 10.35% to 10.85%
> 650 to <= 700 9.95% to 10.45% 10.35% to 10.85%
upto 650 9.95% to 10.45% 10.35% to 10.85%
NTC Cibil >=170 9.95% to 10.45% 10.35% to 10.85%
NTC Cibil <170 9.95% to 10.45% 10.35% to 10.85%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

**NTC: New to credit

Instant Loan in 3 minutes – Apply now