Rate of Interest

FLOATING RATE

Loan Amount Salaried/ Self- Employed Professional Businessmen/ Self- Employed Non – Professional
< = INR 75 Lakhs 9.10% – 11.25% 9.30% – 12.50%
> INR 75 Lakhs 9.20% – 11.25% 9.50% – 12.50%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR:

PNBHFR for existing customers (loan disbursed) before 1st March 2017: 14.87% p.a.

 

PNBHFR Series 0 for existing customers (loan disbursed) between 1st March 2017 – 30th June 2018 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 9.65% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 9.70% p.a.

 

PNBHFR Series 1 for new customers (loan disbursed) acquired on and after 1st July 2018 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 9.50% p.a.
  • PNBHFR Home Loan – Businessmen/Self-Employed Non-Professional: 9.65% p.a.

 

PNBHFR Series 2 for new customers (loan disbursed) acquired on and after 06th March 2019 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 9.29% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional:  9.35% p.a.

 

PNBHFR Series 3 for new customers (loan disbursed) acquired on and after 01st June 2019 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 8.90% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 8.95% p.a.

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