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Home Improvement Loan
Interest Rate
*Note: PNB Housing offers all home loans at Floating interest rates.
| Credit Score | Salaried | Non Salaried |
|---|---|---|
| >=825 | 8.5% to 9% | 8.8% to 9.3% |
| >800 to 825 | 8.5% to 9% | 8.9% to 9.4% |
| >775 to 799 | 9.1% to 9.6% | 9.65% to 10.15% |
| >750 to <=775 | 9.25% to 9.75% | 9.8% to 10.3% |
| > 725 to < =750 | 9.55% to 10.05% | 10.25% to 10.75% |
| > 700 to <= 725 | 9.85% to 10.35% | 10.55% to 11.05% |
| > 650 to <= 700 | 10.25% to 10.75% | 10.75% to 11.25% |
| upto 650 | 10.25% to 10.75% | 10.75% to 11.25% |
| NTC Cibil >=170 | 10.25% to 10.75% | 10.65% to 11.15% |
| NTC Cibil <170 | 10.15% to 10.65% | 10.55% to 11.05% |
| Credit Score | Salaried | Non Salaried |
|---|---|---|
| >=825 | 8.5% to 9% | 8.8% to 9.3% |
| >800 to 825 | 8.5% to 9% | 8.9% to 9.4% |
| >775 to 799 | 9.2% to 9.7% | 9.8% to 10.3% |
| >750 to <=775 | 9.35% to 9.85% | 10.15% to 10.65% |
| > 725 to < =750 | 9.7% to 10.2% | 10.3% to 10.8% |
| > 700 to <= 725 | 10.05% to 10.55% | 10.75% to 11.25% |
| > 650 to <= 700 | 10.45% to 10.95% | 10.95% to 11.45% |
| upto 650 | 10.45% to 10.95% | 10.95% to 11.45% |
| NTC Cibil >=170 | 10.45% to 10.95% | 10.85% to 11.35% |
| NTC Cibil <170 | 10.35% to 10.85% | 10.75% to 11.25% |
Fixed Rate for Home Loan – 14.75%
*Rates of interest are subject to change at the sole discretion of PNB Housing.
**NTC: New to credit
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