HOME IMPROVEMENT LOAN INTEREST RATE

FLOATING RATE

*Note: PNB Housing offers all home loans at floating interest rates.

For loan amount up to INR 35 lakhs

Credit Score Salaried / Self – employed professional (SEP) Self – employed non – professional (SENP)
>=800 8.75% to 9.25% 8.8% to 9.3%
>775 to 799 9.1% to 9.6% 9.55% to 10.05%
>750 to <=775 9.25% to 9.75% 9.7% to 10.2%
> 725 to < =750 9.55% to 10.05% 10.15% to 10.65%
> 700 to <= 725 9.85% to 10.35% 10.45% to 10.95%
> 650 to <= 700 10.25% to 10.75% 10.65% to 11.15%
upto 650 10.25% to 10.75% 10.65% to 11.15%
NTC Cibil >=170 10.25% to 10.75% 10.65% to 11.15%
NTC Cibil <170 10.15% to 10.65% 10.55% to 11.05%

For loan amount greater than INR 35 lakhs

Credit Score Salaried / Self – employed professional (SEP) Self – employed non – professional (SENP)
>=800 8.75% to 9.25% 8.8% to 9.3%
>775 to 799 9.2% to 9.7% 9.7% to 10.2%
>750 to <=775 9.35% to 9.85% 10.05% to 10.55%
> 725 to < =750 9.7% to 10.2% 10.2% to 10.7%
> 700 to <= 725 10.05% to 10.55% 10.65% to 11.15%
> 650 to <= 700 10.45% to 10.95% 10.85% to 11.35%
upto 650 10.45% to 10.95% 10.85% to 11.35%
NTC Cibil >=170 10.45% to 10.95% 10.85% to 11.35%
NTC Cibil <170 10.35% to 10.85% 10.75% to 11.25%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

**NTC: New to credit

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