HOME IMPROVEMENT LOAN INTEREST RATE

FLOATING RATE

*Note: PNB Housing offers all home loans at floating interest rates.

For loan amount up to INR 35 lakhs

Credit Score Salaried / Self – employed professional (SEP) Self – employed non – professional (SENP)
>= 800 7.99% to 8.49% 7.99% to 8.49%
>775 to 799 8.05% to 8.55% 8.15% to 8.65%
>750 to <=775 8.20% to 8.70% 8.30% to 8.80%
> 725 to < =750 8.50% to 9.00% 8.75% to 9.25%
> 700 to <= 725 8.80% to 9.30% 9.05% to 9.55%
> 650 to <= 700 9.90% to 10.40% 10.25% to 10.75%
upto 650 10.10% to 10.60% 10.45% to 10.95%
NTC** Cibil >170 10.15% to 10.65% 10.45% to 10.95%
NTC** Cibil <=170 9.45% to 9.95% 9.80% to 10.30%

For loan amount greater than INR 35 lakhs

Credit Score Salaried / Self – employed professional (SEP) Self – employed non – professional (SENP)
>= 800 8.10% to 8.60% 8.25% to 8.75%
>775 to 799 8.15% to 8.65% 8.30% to 8.80%
>750 to <=775 8.30% to 8.80% 8.65% to 9.15%
> 725 to <=750 8.65% to 9.15% 8.80% to 9.30%
> 700 to <=725 9.00% to 9.50% 9.25% to 9.75%
> 650 to <=700 10.10% to 10.60% 10.45% to 10.95%
upto 650 10.30% to 10.80% 10.65% to 11.15%
NTC** Cibil >170 10.35% to 10.85% 10.70% to 11.20%
NTC** Cibil <=170 9.65% to 10.15% 10.00% to 10.50%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

**NTC: New to credit

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