Rate of Interest

FLOATING RATE

Below rates are applicable from 25-09-2020

Credit Score
(any loan amount)
Salaried Self – Employed Professional Self – Employed
Credit Score less than zero 10.00% – 10.50% 10.00% – 10.50% 10.20% – 10.70%
upto 650 10.00% – 10.50% 10.00% – 10.50% 10.20% – 10.70%
> 650 to < 700 9.80% – 10.30% 9.80% – 10.30% 9.95% – 10.45%
> 700 to < 750 9.55% – 10.05% 9.55% – 10.05% 9.80% – 10.30%
> 750 to < 800 9.25% – 9.75% 9.25% – 9.75% 9.65% – 10.15%
>= 800 8.90% – 9.40% 8.90% – 9.40% 8.95% – 9.45%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR:

PNBHFR for existing customers (loan disbursed) before 1st March 2017: 14.87% p.a.

 

PNBHFR Series 0 for existing customers (loan disbursed) between 1st March 201730th June 2018 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 9.65% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 9.70% p.a.

 

PNBHFR Series 1 for new customers (loan disbursed) acquired on and after 1st July 2018 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional :  9.50% p.a.
  • PNBHFR Home Loan – Businessmen/Self-Employed Non-Professional: 9.65% p.a.

 

PNBHFR Series 2 for new customers (loan disbursed) acquired on and after 6th March 2019 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional :  9.29% p.a.
  • PNBHFR Home Loan – Businessmen/Self-Employed Non-Professional: 9.35% p.a.

 

PNBHFR Series 3 for new customers (loan disbursed) acquired on and after 01st June 2019 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 8.90% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 8.95% p.a.

Contact us for Deposits Instant Loan in 3 minutes – Apply now