Rate of Interest

FLOATING RATE

For loan amount up to INR 35 lakhs, festive offer pricing with effect from 25th Feb’21

Credit Score Salaried / Self – employed professional (SEP) Self – employed non – professional (SENP)
>= 800 8.35% – 8.85% 8.55% – 9.05%
> 750 to < 800 8.55% – 9.05% 8.65% – 9.15%
> 700 to < 750 8.95% – 9.45% 9.35% – 9.85%
> 650 to < 700 9.35% – 9.85% 9.60% – 10.10%
upto 650 9.55% – 10.05% 9.85% – 10.35%
less than zero 9.55% – 10.05% 9.85% – 10.35%

For loan amount greater than INR 35 lakhs

Credit Score Salaried / Self – employed professional (SEP) Self – employed non – professional (SENP)
>= 800 8.70% – 9.20% 8.90% – 9.40%
> 750 to < 800 8.85% – 9.35% 8.95% – 9.45%
> 700 to < 750 9.05% – 9.55% 9.55% – 10.05%
> 650 to < 700 9.55% – 10.05% 9.80% – 10.30%
upto 650 9.75% – 10.25% 10.05% – 10.55%
less than zero 9.75% – 10.25% 10.05% – 10.55%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR:

PNBHFR for existing customers (loan disbursed) before 1st March 2017: 14.87% p.a.

 

PNBHFR Series 0 for existing customers (loan disbursed) between 1st March 201730th June 2018 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 9.65% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 9.70% p.a.

 

PNBHFR Series 1 for new customers (loan disbursed) acquired on and after 1st July 2018 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional :  9.50% p.a.
  • PNBHFR Home Loan – Businessmen/Self-Employed Non-Professional: 9.65% p.a.

 

PNBHFR Series 2 for new customers (loan disbursed) acquired on and after 6th March 2019 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional :  9.29% p.a.
  • PNBHFR Home Loan – Businessmen/Self-Employed Non-Professional: 9.35% p.a.

 

PNBHFR Series 3 for new customers (loan disbursed) acquired on and after 01st June 2019 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 8.90% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 8.95% p.a.

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