Land Loan Interest Rates Starting from 9.50%
Plot Loan
Interest Rate
Dreaming of purchasing a plot and building your home? At PNB Housing, you can avail the most competitive and affordable land loan interest rate in the market.
Starting from
9.50%*
Note: The mentioned Interest rates are Floating Rates
Credit Score | Salaried / Self – employed professional (SEP) | Self – employed non – professional (SENP) |
---|---|---|
>=825 | 9.50% to 10% | 9.80% to 10.30% |
>800 to 825 | 9.50% to 10% | 9.90% to 10.40% |
>775 to 799 | 10.10% to 10.60% | 10.65% to 11.15% |
>750 to <=775 | 10.25% to 10.75% | 10.80% to 11.30% |
> 725 to < =750 | 10.55% to 11.05% | 11.25% to 11.75% |
> 700 to <= 725 | 10.85% to 11.35% | 11.55% to 12.05% |
> 650 to <= 700 | 11.25% to 11.75% | 11.75% to 12.25% |
upto 650 | 11.25% to 11.75% | 11.75% to 12.25% |
NTC Cibil >=170 | 11.25% to 11.75% | 11.65% to 12.15% |
NTC Cibil <170 | 11.15% to 11.65% | 11.55% to 12.05% |
Fixed Rate for Home Loan – 15.75%
*Rates of interest are subject to change at the sole discretion of PNB Housing.
**NTC: New to credit
Starting from
9.50%*
Note: The mentioned Interest rates are Floating Rates
Credit Score | Salaried / Self – employed professional (SEP) | Self – employed non – professional (SENP) |
---|---|---|
>=825 | 9.50% to 10% | 9.80% to 10.30% |
>800 to 825 | 9.50% to 10% | 9.80% to 10.30% |
>775 to 799 | 10.20% to 10.70% | 10.80% to 11.30% |
>750 to <=775 | 10.35% to 10.85% | 11.15% to 11.65% |
> 725 to < =750 | 10.70% to 11.20% | 11.30% to 11.80% |
> 700 to <= 725 | 11.05% to 11.55% | 11.75% to 12.25% |
> 650 to <= 700 | 11.45% to 11.95% | 11.95% to 12.45% |
upto 650 | 11.45% to 11.95% | 11.95% to 12.45% |
NTC Cibil >=170 | 11.45% to 11.95% | 11.85% to 12.35% |
NTC Cibil <170 | 11.35% to 11.85% | 11.75% to 12.25% |
Fixed Rate for Home Loan – 15.75%
*Rates of interest are subject to change at the sole discretion of PNB Housing.
**NTC: New to credit
Know more
We offer a floating rate of plot loan interest rates, comparable to our Home Loans. Usually, the land loan interest rates are slightly higher by a few basis points. It can fluctuate depending on various criteria:
Credit score
Amount of plot loan
Eligibility programs under which loan is getting sanctioned
Schedule of charges on PNB Housing