Rate of Interest

FLOATING RATE

Below rates are applicable from 01-06-2020

Credit Score
(any loan amount)		 Salaried Self – Employed Professional Self – Employed
Credit Score less than zero 10.25% – 10.75% 10.25% – 10.75% 10.45% – 10.95%
upto 650 10.25% – 10.75% 10.25% – 10.75% 10.45% – 10.95%
> 650 to < 700 9.95% – 10.45% 9.95% – 10.45% 10.15% – 10.65%
> 700 to < 750 9.85% – 10.35% 9.85% – 10.35% 10.05% – 10.55%
> 750 to < 800 9.75% – 10.25% 9.75% – 10.25% 9.95% – 10.45%
>= 800 9.60% – 10.10% 9.60% – 10.10% 9.85% -10.35%

*Rates of interest are subject to change at the sole discretion of PNB Housing.

PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR:

PNBHFR for existing customers (loan disbursed) before 1st March 2017: 14.87% p.a.

 

PNBHFR Series 0 for existing customers (loan disbursed) between 1st March 2017 – 30th June 2018 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 9.65% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 9.70% p.a.

 

PNBHFR Series 1 for new customers (loan disbursed) acquired on and after 1st July 2018 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional :  9.50% p.a.
  • PNBHFR Home Loan – Businessmen/Self-Employed Non-Professional: 9.65% p.a.

 

PNBHFR Series 2 for new customers (loan disbursed) acquired on and after 6th March 2019 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional :  9.29% p.a.
  • PNBHFR Home Loan – Businessmen/Self-Employed Non-Professional: 9.35% p.a.

 

PNBHFR Series 3 for new customers (loan disbursed) acquired on and after 01st June 2019 is as follows:

  • PNBHFR Home Loan – Salaried/Self-Employed Professional : 8.90% p.a.
  • PNBHFR Home Loan – Businessmen/Self Employed Non Professional: 8.95% p.a.

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