Loan Against Property (Mortgage Loan) Interest Rates
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Loan Against Property
Interest Rate
Note: The below mentioned Interest rates and Floating Rates
| Credit score(any loan amount) | Loan Against Commercial Property | Loan Against Residential Property (LAP) | Loan against Plot/ Loan against Special Property* (Residential/Commercial) |
|---|---|---|---|
| >=825 | 9.24% to 9.74% | 9.24% to 9.74% | 9.24% to 9.74% |
| >800 to 825 | 10% to 10.5% | 10% to 10.5% | 10% to 10.5% |
| >775 to 799 | 10.3% to 10.8% | >775 to 799 | 10.3% to 10.8% |
| >750 to <=775 | 10.9% to 11.4% | >750 to <=775 | 10.9% to 11.4% |
| > 725 to < =750 | 11.3% to 11.8% | > 725 to < =750 | 11.3% to 11.8% |
| > 700 to <= 725 | 11.75% to 12.25% | > 700 to <= 725 | 11.75% to 12.25% |
| > 650 to <= 700 | 11.95% to 12.45% | > 650 to <= 700 | 11.95% to 12.45% |
| upto 650 | 11.95% to 12.45% | upto 650 | 11.95% to 12.45% |
| NTC Cibil >=170 | 11.95% to 12.45% | NTC Cibil >=170 | 11.95% to 12.45% |
| NTC Cibil >=170 | 11.95% to 12.45% | NTC Cibil <170 | 11.85% to 12.35% |
Fixed Rate for Non Home Loan – 15.25%
*Special property is defined as Educational Institutes/Hotels/Schools/Hospitals/Industrial sheds.
*Rates of interest are subject to change at the sole discretion of PNB Housing.
**NTC: New to credit
* The above rates of interest are subject to change at the sole discretion of PNB Housing
PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR
PNBRRR (Retail reference rate) for all New Loans (Housing/ Non Housing) – on boarded after May 09, 2022 – 12.65% p.a.
PNBRRR & Previous PNBHFR
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