Advantages of taking Loan Against Property from PNB Housing
Provides an extensive range of non-home loan products like Loan for Purchase & Construction of Commercial Property, Loan Against Residential & Commercial Property and Lease Rental Discounting
Dedicated team of well-experienced employees who work on best-in-class information systems & network to deliver and provide customer satisfaction
Pan India branch network
Facility of enhancement in loan amount in the event of escalations in cost
Robust service delivery model – door step services ensuring easy and fast approval & disbursal of loans
High standards of ethics, integrity and transparency
Excellent post disbursement services
Various repayment options
Loan Against Property
Interest Rate
Starting from
9.25%*
For specific credit scores
Note: The mentioned Interest rates are Floating Rates
You should either be a salaried employee or a self-employed professional/ non-professional.
Your age should not be more than 60 years if you are a salaried employee and not more than 65 years if you are a self-employed professional/ non-professional, at the time of loan maturity.
Loan eligibility shall be determined by PNB Housing taking into account income, age, qualification and occupation etc.
Income of borrower(s)/ co-borrower(s) may be clubbed together for calculation of loan eligibility.
Loan Disbursement
Disbursement will be made after the property has been technically appraised and all legal documentation has been completed.
The loan would be disbursed directly to the customer in lump sum through his/her bank account.
Insurance / Customer Safety at
PNB Housing
PNB Housing, for the safety and extended comfort of its customers, suggests that they should get their property and loan repayments insured to overcome an unfortunate event during the re-payment term of the loan.
For the convenience of customers, PNB Housing has tied up with various insurance companies to offer best-in-class products and services at their doorstep.
