High Returns on Fixed Deposit at 7.85% p.a Interest Rates
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PNB Housing
Fixed Deposit
Advantages of PNB Housing Fixed Deposit account
High safety assurance
Higher interest rate for senior citizens
Dedicated Service Managers and Widespread Network
Door Step Services
PNB Housing
Fixed Deposit Interest Rate
For Senior Citizens, additional 0.30% p.a. for tenure 12-23 & 24-35 months & 0.20% p.a. for tenure 36 months & above.
Fixed Deposit @7.85%*P.A.
Extra 0.30%*p.a. for senior citizens
High Safety Assurance: CRISIL Rating - AA/Positive.
Loan Facility upto 75% of deposit available from all PNB Housing Branches.
No Tax to be deducted at source on interest income upto INR 5000 per financial year
Nomination Facility available
Toll free- 1800 120 8800
SMS- FDPNBHFL to 56070
Steps to
Open a Fixed Deposit with PNB Housing
Step 1
Click on the "contact us for deposits" button below
Step 2
Provide your contact details and the amount you would like to depositStep 3
PNB Housing would get in touch with you to collect the documents, with-in next 48 hours your fixed deposit will be booked with PNB housing finance.Fixed Deposit
Premature Cancellation
Minimum lock-in period for all types of deposit shall be 3 months.
The interest rates for prepayment of deposits are as under:
After three months but before six months – The maximum interest payable shall be 4% per annum for individual depositors & no interest
in case of other category of depositors.After six months but before the date of maturity – The interest payable shall be 1% lower than the interest rate applicable to a public
deposit for the period for which the deposit has run.If no rate has been specified for the period for which the deposit has run – 2 % lower than the minimum rate at which the deposits are
accepted.
brokerage is payable for the period completed and excess brokerage paid will be recovered from the deposit amount.
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Fixed Deposit
Frequently Asked Questions
A Company or Corporate Fixed Deposit is safe investment option provided for corporate customers. Under this scheme, a minimum deposit accepted is ₹10,000.
The minimum period for PNB Housing Fixed Deposit is twelve months.
The FD interest rate varies with the tenure and the type of deposit selected. The latest applicable interest rates can be found at Fixed Deposit Interest Rates.
Basic KYC documents like PAN and Aadhaar are needed to open a fixed deposit with PNB Housing.
No, only Tax Saving FDs provided by banks can be used for tax deduction under Section 80C. There is a lock- in for 5 years in such tax saving fixed deposits
Any individual, HUF or Corporate can invest in a fixed deposit scheme.
