Documents Required For
 

Commercial property  Loan

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    Duly filled Application Form with Photograph

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    Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)

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    Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)

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    Education Qualifications – Latest Degree

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    Latest Salary-slips for 3 months

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    Form 16 for last 2 years

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    Last 6 months Bank Statements(salary account)

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    Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.’

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    Photocopy of Title Documents of the Property, Approved Plan

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    Duly filled Application Form with Photograph

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    Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)

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    Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)

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    Education Qualifications – Latest Degree (for professionals)

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    Certificate & Proof of business existence along with Business Profile

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    Last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant

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    Last 12 months Bank Account Statements (self & business)

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    Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.'

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    Photocopy of Title Documents of the Property, Approved Plan etc.


Frequently Asked Questions

What documents are required for a commercial property loan?

You must provide basic personal, income, and property papers, including:

  • Filled application form with photo

  • Age and residence proof

  • Education qualification

  • Salary/income documents

  • Bank statements

  • Processing fee cheque

  • Property title papers and approved plan

Which income documents are required for salaried and self-employed applicants?

The documents required for a commercial property loan for salaried and self-employed applicants are as follows:

  • Salaried: Last 3 months’ salary slips, Form 16 for 2 years, & last 6 months’ bank statements

  • Self-employed/Professionals: Business income proofs, tax returns, financial statements, and bank statements